Privacy Policy

Last Updated: September 8, 2026

Welcome to SheetsClub.com (operated as "we," "us," or "our"). We provide practical personal finance post, services, and templates to help you run an organized household and clear financial life.

We believe tracking your money shouldn't mean sacrificing your digital privacy. This Privacy Policy explains what limited information we collect, why we need it, how we protect it, and your choices regarding your personal data when you visit www.sheetsclub.com.

1. Our Privacy-First Stance We run our website using Ghost CMS hosted through MagicPages. We intentionally avoid invasive behavioral trackers, retargeting ad pixels, and third-party tracking networks. We collect only the data necessary to deliver your digital templates, manage memberships, measure the performance of our content, and send newsletters you explicitly ask to receive.

2. Information We Collect

  • Member & Subscriber Data (Voluntary): When you sign up for our free newsletter, create an account, or download a template, you provide your email address (and optionally your name). If you choose to leave a public comment or submit feedback, we collect your display name and comment text.
  • Billing & Payment Details: If you make a purchase on our sites, payments are securely handled directly by our payment processor, Stripe. We never see, collect, or store your full credit card number or bank details. Stripe processes and tokenizes your billing information according to standard PCI-DSS security protocols.
  • Site Performance & Engagement Metrics: To evaluate the reach and success of our site and content, we collect high-level performance metrics. This includes tracking total page views, general referral sources, visitor engagement trends, and email newsletter performance (such as open rates and link clicks). This data helps us understand what spreadsheet resources are most useful to our readers.

3. Cookies and Local Storage

Our use of browser storage is strictly functional:

  • Session & Authentication Cookies: If you sign in to access your template library or account portal, Ghost sets essential functional cookies to keep you logged in securely.
  • Affiliate Links: If an article references an external tool or product using an affiliate link, clicking that link takes you to a third-party site that may place its own tracking cookie according to their independent privacy policy.

4. How We Use Your Information

We use the information we collect strictly to:

  • Deliver downloaded spreadsheets, template access links, and account notifications.
  • Send email newsletters, guides, and updates that you have affirmatively opted into.
  • Process subscription payments and manage your membership account.
  • Measure newsletter open rates, page views, and visitor trends to monitor the overall success of the site and improve our resources.
  • Maintain the security, performance, and legal integrity of our platform.

We do not sell, rent, or trade your personal information or email address to third parties or data brokers.

5. Service Providers Who Help Run Our Site

To keep our platform secure, fast, and reliable, we share limited necessary data with trusted service providers under strict data-protection agreements:

  • MagicPages: Provides managed cloud hosting for our Ghost CMS installation and subscriber database.
  • Tinybird (via Ghost CMS): Processes aggregate web traffic and performance analytics for our site.
  • Stripe: Securely handles our checkout processing, recurring subscriptions, and billing compliance.
  • Google Workspace: Manages our customer support inbox, reader communications, templates, and internal administrative files.

6. Your Rights & Choices

Regardless of where you live, you remain in complete control of your data:

  • Unsubscribe Anytime: Every email newsletter we send includes a clear, one-click "Unsubscribe" link at the bottom.
  • Access & Portability: You can request a copy of the personal information we hold about you (such as your member profile and transaction history).
  • Correction & Deletion: You can ask us to update or permanently delete your account and email address from our systems at any time.
  • Global Privacy Control (GPC): Because we do not run third-party behavioral ad trackers or sell personal data, our site inherently honors the intent of GPC signals by default.

7. Data Retention & Security

We retain your email and member account details only for as long as your account remains active, or as needed to provide ongoing template access and maintain mandatory transaction records for tax compliance. We use standard administrative, technical, and physical safeguards to protect your personal data against unauthorized access, loss, or disclosure.

8. Geographic Scope  Our website, templates, and content are designed and intended only for users located in the United States and Canada. 

9. Children's Privacy

Our content and spreadsheet tools are intended for individuals who are at least 18 years of age. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, please contact us immediately so we can remove it.

10. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect improvements to our tools, hosting infrastructure, or legal obligations. When updates occur, we will revise the "Last Updated" date at the top. Continued use of our site after updates take effect represents your agreement to the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy, your account data, or how our site operates, please reach out directly: