Disclaimer

The information, templates, tutorials, calculations, and digital resources provided on Sheets Club (including downloadable spreadsheets, tutorials, courses, and guides) are intended strictly for educational and informational purposes.

1. No Professional Advice We are not certified financial planners, registered investment advisors, certified public accountants (CPAs), or attorneys. Accessing this site, subscribing to our membership, downloading our files, or using our templates does not establish a professional-client, advisory, or fiduciary relationship. Nothing on this website constitutes financial, investment, tax, accounting, or legal advice.

2. Independent Verification & Formula Errors While we strive to ensure our spreadsheets, formulas, and automated scripts function properly, spreadsheet applications can experience bugs, formula corruption, software incompatibilities, or user-entry calculation errors. All materials are provided on an "as-is" and "as-available" basis without warranties of any kind. You are solely responsible for checking and verifying all calculations, outputs, and financial figures.

3. Assumption of Risk You agree that your use of our site and resources is solely at your own risk. We strongly recommend consulting a licensed CPA, financial planner, or attorney before executing financial or tax decisions based on figures modeled in any spreadsheet.